NAIFA Agents: Meeting The Moment For America

Our industry’s agents are there for American families when they need it most, and a national pandemic is no different. This week, ACLI is proud to join National Association of Insurance and Financial Advisors (NAIFA) agents as they come together virtually for Impact week. They are discussing ways COVID-19 has impacted Main Street America, and … Continue reading “NAIFA Agents: Meeting The Moment For America”

Clear Consumer Protection with State Insurance Regulation

Life insurers continue to provide essential support to their customers and the communities they serve during the COVID-19 pandemic. The life insurance industry was born out of the idea that no family should be on their own during hard times. Now more than ever, 90 million American families depend on our industry for life insurance, … Continue reading “Clear Consumer Protection with State Insurance Regulation”

States Help Secure Consumer Access to Financial Protection

Since the onset of COVID-19, life insurance, annuities and other products offered by life insurers have drawn considerable consumer interest. These products provide Americans with valuable financial certainty, even in a pandemic. Recognizing the importance of this consumer marketplace, each of the 44 states that imposed stay-at-home orders deemed life insurance as an essential business. … Continue reading “States Help Secure Consumer Access to Financial Protection”

Longevity Expertise Meets COVID-19

Shortly before COVID-19 overwhelmed the nation, The Washington Post asked: How big is the risk associated with electing an older person as president? It’s a significant risk, the Post suggested, based on information obtained from life insurers, experts in measuring longevity. The Post researched the expected cost for a $400,000-benefit life insurance policy, representing the … Continue reading “Longevity Expertise Meets COVID-19”

Retirement Statements – Safer in an In-Box than a Mailbox!

More and more, the haul from my mailbox (snail mailbox, that is) is magazines, catalogs, junk mail and once a quarter, my retirement statement. To be honest, it all (except for the magazines) goes immediately in my recycling bin. And considering the current COVID-19 climate, it likely gets sprayed with sanitizer, too! Like most Americans, … Continue reading “Retirement Statements – Safer in an In-Box than a Mailbox!”

Protecting Americans in the COVID-19 Era

A major news service recently reported that some life insurers are adjusting policy application processes due to COVID-19. Insurers have an obligation to assess threats to individuals and society. While today’s circumstances may delay coverage in some situations, insurers are legally required to make underwriting decisions based on “sound actuarial principles” – a term that … Continue reading “Protecting Americans in the COVID-19 Era”