Countering Market Volatility

Market volatility is especially unnerving after decades of working and saving. The antidote is smart, sound financial education, information and options. Fortunately, the Securities and Exchange Commission (SEC) adopted rules last June, and the National Association of Insurance Commissioners (NAIC) adopted a model regulation in February, to make sure people can get the help they … Continue reading "Countering Market Volatility"

Lennon & McCartney. Peanut Butter & Jelly. Life & Health Insurance?

[Life Insurance 101 Series: This series features IMPACT posts that detail the breadth of the industry’s reach and benefits provided to consumers.]  Great pairs provide great things like: great music (Lennon & McCartney); great lunches (peanut butter & jelly); financial protection (life & health insurance).  Each component of these famous combos is distinctive.  John & … Continue reading "Lennon & McCartney. Peanut Butter & Jelly. Life & Health Insurance?"

Soccer Superstar Alex Morgan May Be in the Market for Life Insurance

[Life Insurance 101 Series: This series features IMPACT posts that detail the breadth of the industry’s reach and benefits provided to consumers.] Congratulations to women’s soccer superstar Alex Morgan. She and her husband announced in October they are expecting a daughter. Like most soon-to-be parents, it probably won’t be long before Alex thinks about life … Continue reading "Soccer Superstar Alex Morgan May Be in the Market for Life Insurance"

States Eye Protecting Guaranteed Lifetime Income Choices for Retirement Savers

A bricklayer in Hartford. An office worker in Indianapolis. A tour guide in Phoenix. All three are “X’ing” the days on their respective calendars before they announce their retirements. They’ve figured out how much monthly income Social Security will provide. And, each wants to use some retirement savings for a lifetime stream of income to … Continue reading "States Eye Protecting Guaranteed Lifetime Income Choices for Retirement Savers"

Life Insurers Support Initiatives to Reduce Opioid Overdoses

The New York Department of Financial Services (NYDFS) on September 6 updated guidance for life insurers reviewing applications from people who have a prescription for the anti-opioid drug naloxone – also known as Narcan. NYDFS says it’s illegal for insurance companies to deny life, disability income or long-term care insurance to applicants based solely on … Continue reading "Life Insurers Support Initiatives to Reduce Opioid Overdoses"