States Help Secure Consumer Access to Financial Protection

Since the onset of COVID-19, life insurance, annuities and other products offered by life insurers have drawn considerable consumer interest. These products provide Americans with valuable financial certainty, even in a pandemic. Recognizing the importance of this consumer marketplace, each of the 44 states that imposed stay-at-home orders deemed life insurance as an essential business. … Continue reading "States Help Secure Consumer Access to Financial Protection"

Longevity Expertise Meets COVID-19

Shortly before COVID-19 overwhelmed the nation, The Washington Post asked: How big is the risk associated with electing an older person as president? It’s a significant risk, the Post suggested, based on information obtained from life insurers, experts in measuring longevity. The Post researched the expected cost for a $400,000-benefit life insurance policy, representing the … Continue reading "Longevity Expertise Meets COVID-19"

Countering Market Volatility

Market volatility is especially unnerving after decades of working and saving. The antidote is smart, sound financial education, information and options. Fortunately, the Securities and Exchange Commission (SEC) adopted rules last June, and the National Association of Insurance Commissioners (NAIC) adopted a model regulation in February, to make sure people can get the help they … Continue reading "Countering Market Volatility"