Investments in Bonds Help Life Insurers Meet Commitments to Customers

[Life Insurance 101 Series: This series features IMPACT posts that detail the breadth of the industry’s reach and benefits provided to consumers.] The life insurance industry has $6.3 trillion invested in the U.S. economy, making it one of the largest sources of investment capital in the nation. To help wrap your head around that, $1 trillion is roughly enough to buy the Miami Marlins baseball team—1,000 times over. Life insurers’ significant investments in long-term corporate bonds support American businesses and the construction of new schools, roadways and transportation projects. They also sustain real estate growth and job creation. Life insurers … Continue reading "Investments in Bonds Help Life Insurers Meet Commitments to Customers"

Investments in Mortgages Support Life Insurers’ Guarantees

[Life Insurance 101 Series: This series features IMPACT posts that detail the breadth of the industry’s reach and benefits provided to consumers.] Life insurers are a bedrock of the American economy, providing employment for American workers and investment capital for U.S. businesses. But did you know that life insurers also make hundreds of billions of dollars of mortgage loans? Sure enough. Life insurers are a major source of direct financing through mortgage lending for the nation’s commercial, residential, and agricultural markets. Total mortgage lending by life insurers has grown from $2 billion in 1917 to $565 billion in 2018, the … Continue reading "Investments in Mortgages Support Life Insurers’ Guarantees"