No matter how hectic and unpredictable life can be, one thing is guaranteed: life insurers will be there to help Americans make certain they can plan for a secure financial future.
With the holiday season upon us and a new year around the corner, let’s take a moment and revisit the top IMPACT stories from each month in 2023.
January: Resurrecting a fiduciary-only regulation would undermine the clear intent of Congress and the overwhelming desire of Americans to retain access to guaranteed income from annuities, wrote ACLI’s Jim Szostek.
February: ACLI President and CEO Susan Neely kicked off the 100-day countdown to the 2023 ACLI Capital Challenge road race.
March: Voya Financial’s Executive Chairman Rodney O. Martin, Jr. showcased how his company and the life insurance industry support Junior Achievement USA’s financial education initiatives.
April: Wyoming became the 35th state to adopt a new rule that incorporates the enhanced consumer protections in the NAIC’s updated model regulation on annuity transactions, noted ACLI’s Vince Ryan and NAIFA-Wyoming’s Andrea C. Robinson.
May: NAIFA financial professionals expressed why all Americans should have access to guaranteed income that can ensure financial certainty in retirement.
June: A public long-term care program that is structured to integrate with private solutions will ensure more consumers receive the personalized coverage they need, per ACLI’s Jan Graeber and John Mangan.
July: Susan Neely highlighted her recent Kitchen Table Conversation with Amy Hinojosa of MANA and Juan Jaime from World Financial Group, where they discussed the challenges that Hispanic and Latino communities face.
August: ACLI’s Cindy Goff described how the Biden Administration’s Tri-Agency proposal will hurt consumers nationwide who enjoy the peace of mind and valuable benefits supplemental products provide.
September: Life insurers have first-hand knowledge of the best practices that can help ensure a smooth and successful roll out of a PFML program, explained Unum’s Daris Freeman.
October: We are rapidly approaching a significant demographic and cultural tipping point, and ACLI’s Jill Kozeny said that any proposal that would make it harder for savers to achieve financial security should be scrapped.
November: ACLI Chairman Paul Quaranto, Jr. discussed why life insurers have the tools and experience to help bring certainty to every family’s financial future.
December: Susan Neely illustrated how the DOL’s fiduciary-only proposal is out-of-step with the reality faced by many working and middle-class Americans.
David Nielsen is Senior Director, Strategic Content/IMPACT at the American Council of Life Insurers (ACLI). His responsibilities include IMPACT and other ACLI publications, notably News Now & News Now International. A former bank examiner, business analyst and journalist, he joined ACLI in 2013.
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