IMPACT FACTS: Keeping Promises, Fueling Growth Through Life Insurers’ Investments
Dec 12, 2025
IMPACT FACTS: Keeping Promises, Fueling Growth Through Life Insurers’ Investments
Dec 12, 2025
To support the long-term promises they make to their policyholders, America’s life insurers invest in long-duration, investment-grade assets. These investments provide patient long-term capital that helps businesses create jobs, innovate and grow.
- According to the ACLI 2025 Life Insurers Fact Book, life insurers own $3.4 trillion in corporate bonds and have been the largest institutional holder of corporate bonds issued in U.S. markets since the 1930s.
- At year-end 2024, 95 percent of total general account bonds were investment grade.
- At the time of purchase, 40.2 percent of bonds had a maturity date of 20 years or more, while 33.1 percent had a maturity date of 10 to 20 years.
Khari Cook
Khari Cook is Senior Analyst, Research at the American Council of Life Insurers (ACLI). He is primarily responsible for data analysis of life insurers’ quarterly and annual statutory filings, along with company product line and investment survey data.
